It’s amazing how time goes. It’s hard to believe it’s only been 8 months since we paid off the last of our debt. It feels like making that last car payment was forever ago. We’ve slipped into a nice routine of not even thinking about debt or making a monthly payment. We are no longer have decide whether to make the minimum monthly payments or try and pay extra. The thought of having credit card debt or a car payment makes my heart beat a bit faster and my chest feel a bit tighter. For all the nice ‘things’ debt could buy us, the worry, heartache and stress is not worth it for us anymore.
During the last eight months I’ve thought a lot about what to do with this blog of mine. I started writing to keep track of our progress and journey to financial freedom. 3 years ago I first read Dave Ramsey’s book The Total Money Makeover and knew right away it was something we could do. To keep the motivation and most of all to stay accountable I started a little blog. It’s made a world of difference in our debt-free journey.
*It’s held me accountable. Who wants to claim they are trying to get out of debt, only to have to add $10,000 in new furniture to the debt total? Umm…not me. I did not want to see our debt go up, and it excited me to see that number go down; dollar by dollar and penny by penny.
*It’s also great proof that getting out of debt IS possible. Debt does not have to be the “American way.”
*It’s also been encouraging. I can go back and see where we started and see how far we have come.
But we aren’t done.