Can’t Attend Financial Peace University- Now What?
August 15, 2007 – 11:52 amWelcome to Working For Financial Freedom. If this is your first visit please read about this blog. You can keep updated by subscribing by email or to my RSS feed. Thanks for visiting!
Well, it turns out that attending Financial Peace University this fall won’t work out. The classes are going to be on Monday nights. Between soccer practice that night and my husband’s crazy work schedule we’d end up missing too many classes.
This morning I’ve been researching my options.
Personally, I think we are on the right track even though we haven’t attended FPU. We’ve read Dave Ramsey’s The Total Money Makeover, created a budget, actually lived by the budget and paid off $18,000+ in 4 1/2 months.
As we go through the steps though we want to make sure we are doing the best job we can. This will become even more important as we start investing money. Research, reading and educating ourselves is what is going to help us achieve our goals.
We don’t want to ONLY study Dave Ramsey’s book, there are many trustworthy and well-educated financial experts out there that will be able to help us to to our goal. I don’t think it’s an absolute necessary to attend this class to get out of debt, but I think it’s an excellent tool and I’d still like to attend.
So what are our options?
A.Attend FPU in another location at a better time
B.Attend FPU online
C.Skip FPU altogether and use the money on dinner and a movie
D. Skip FPU and put the money towards debt
Option C would be fun, but I think I’m leaning towards Option B. Taking Financial Peace University online would give us the flexibility to “attend” class anytime we want.
Have you taken FPU online?
For those that have gotten out of debt or are currently getting out of debt what books and resources did you use to learn how to do it?
8 Responses to “Can’t Attend Financial Peace University- Now What?”
I too wanted to take FPU but my husband did not want to fork out the money for the class. He has promised to read the book–which I have already done. I am sure it would have been an excellent motivator. I hate to say it but we are still struggling with step 1–but having begun step 1 has already been a benefit, we have had a few murphys come our way. Lucky for us most our debt is medical and not consumer so there is no interest but it still hangs over us and I can wait for it to be gone! I love reading blogs of people stiving the dave ramsey way! So I will be checking in on yours from time to time! Good luck!
By Donna on Aug 15, 2007
Have you looked to see if any local churches are doing a FPU course? That could be a plausible alternative. Right now at my church my husband and several others are gearing up to lead some small groups to go through it. I also know that right now on the Dave Ramsey site, they have the entire set of books, cd’s and a bunch of extras on sale. It’s still really expensive, but might be worth the cost especially if you already had the $ set aside. Then again…date nights are fun! =)
By Beansprout on Aug 15, 2007
What is FPU online?
By JW Thornhill on Aug 21, 2007
FPU Online is Financial Peace University Online. It’s a set of classes put together by Dave Ramsey that are offered all over the country. You can take them online though if you can’t attend them in person (due to time/location constraints or whatever)
By Momof3 on Aug 21, 2007
I wholeheartedly recommend you do FPU
I was a beta tester for the FPU Online, and attended the taping sessions for the new FPU videos due out a little before or after Christmas. FPU is more indepth than TMMO and has great advice for things like insurance, investing, college planning for the kids, and much more. Plus Dave Ramsey is VERY entertaining!
By DebtFree-Revolution on Aug 23, 2007
OK I just had to say something about this:
paid off $18,000+ in 4 1/2 months
FANTASTIC! I’m very impressed!
Oh and I vote for the online version of FPU.
By Shannon on Aug 23, 2007
Debt-Free Revolution,
Thanks-I’m going to give FPU online a try. From what I’ve heard on the radio from Dave Ramsey (and read in his books) I agree, Dave is very entertaining.
Shannon,
Thanks! We’ve been doing a lot of strict budgeting around here and have cut a lot of things out.
By Momof3 on Aug 23, 2007